Everything Aegis does
The homepage keeps it to the five things most people start with. This is the whole toolkit — the parts that keep your home file accurate, provable and current without you maintaining it.
FEMA & federal relief readiness
When FEMA declares a disaster for your county, Aegis assembles the verification package — proof of ownership, occupancy and essential property — and keeps your insurance and FEMA applications in the right order.
New: vehicles, RVs, boats & trailers
Anything with a VIN or hull number is excluded from your homeowners policy. Aegis keeps its auto or marine carrier details, an aftermarket upgrade ledger and a flood waterline record, then splits a storm loss into two packets — the vehicle for the auto insurer, the laptop and tools that were inside it for homeowners Coverage C.
Claim defense
A denial or a downgraded replacement is not the end of the claim — it is a document problem. Aegis answers it with the record you already built.
Denial rebuttal letters
Log the denial, the type and the exact policy language quoted. Aegis answers that provision with your own documented record, indexes the exhibits and tracks the appeal window so it never quietly closes.
Like-kind-and-quality spec defense
When the replacement they priced is a downgrade, Aegis compares it attribute by attribute against the specification you documented before the loss — brand, model, grade, material — and drafts the supplement demand.
Proof-of-existence ledger
Every photo and document carries a content fingerprint and a first-seen date. Re-verify any file on demand to show it existed before the loss and was not created or altered afterwards.
Carrier & adjuster review portal
Your share link opens a read-only portal with the inventory, exhibits, denials and proof ledger. The reviewer marks each line accepted, reviewed or questioned, and you see that status back in your file.
Fast-track claim triage
Aegis scores how complete each line's documentation is, so you know what can settle now and what still needs a receipt, serial or condition photo.
Underwriting & claim protection modules
Twelve new tools built for the parts of a claim where money is quietly lost — matching statutes, held-back depreciation, business interruption, off-premises gear and split causation. Available on homeowner and business plans.
COPE underwriter dossier
Export a construction, occupancy, protection and exposure packet your broker can hand a carrier at renewal instead of a guesswork application.
Open moduleUniform matching & line of sight
Cite your state's matching statute so a carrier can't pay for eight replacement shingles or one cabinet door in a continuous run.
Open moduleBusiness interruption & payroll shield
Track lost revenue, retained payroll and mitigation spend day by day so the BI portion of the claim is documented as it happens.
Open moduleCPSC & NHTSA recall monitor
Your cataloged appliances, electronics and vehicles are checked against active federal recall notices — a safety issue and a liability defense.
Open moduleStatement of Values hub
Keep every location's values, construction and limits in one portfolio schedule and export it to Excel or PDF for the renewal submission.
Open moduleRecoverable depreciation tracker
Match replacement receipts to the ACV line items the carrier held back, then generate the formal holdback release demand.
Open moduleContractor liability & subrogation guard
If recent vendor work touched the failure point, Aegis flags it and drafts the liability tender so the loss goes to the right policy.
Open moduleDefensible space & storm sweeper
A guided, GPS-verified perimeter walk that timestamps wildfire clearance and storm hardening before the event, not after.
Open moduleIn-transit & off-premises tracker
Tools, gear and equipment that leave the building are tracked against inland marine sub-limits with a printable floater schedule.
Open moduleConcurrent causation splitter
A waterline slider bifurcates wind damage from flood damage into a single exhibit so both carriers pay their share.
Open moduleTenant improvements allocator
Segregate improvements and betterments between landlord and tenant with the lease clause cited on every line.
Open moduleUtility interruption & spoilage hub
Log outage windows, cooler temperature readings and perishable stock loss into one service-interruption exhibit.
Open moduleProof & privacy
Evidence a carrier can test, held on terms you set.
Proof-of-existence ledger
Each stored photo and document is fingerprinted with a content hash and a first-seen date. Re-hash the file any time to show match or mismatch, and export a proof sheet you can attach to a claim or share link.
Scan data retention you choose
Keep scan records for 30, 90 or 365 days. Turn on discard-raw mode and the original capture is dropped the moment the parsed values are saved — the item keeps its data, the raw image does not linger.
Redacted scan audit log
Every scan is logged with what changed, what triggered it and when. Provider and prompt internals are masked, so the log is safe to export or hand to an adjuster.
Rate limits and allowances
Scanning is metered with a sliding-window limit per account, so a runaway upload or a shared device can't burn your month in one sitting. Your remaining allowance is always visible.
Before the storm
The window to document your property is before impact, not after.
Pre-catastrophe watch
Open a watch for an inbound hurricane, wildfire, freeze, hail or flood event and Aegis switches your file into pre-loss mode for that hazard.
Hazard-specific readiness checklist
Each hazard has its own list — shutters and shut-offs for wind, defensible space for fire, pipe protection for freeze — with progress tracked so you can see what is still open.
Timestamped baseline capture
Capture condition photos and a value snapshot before the event so the pre-loss state of your roof, exterior and contents is on the record with a date attached.
Proving the house is a good risk
The same records that settle a claim can lower what you pay before one ever happens.
Property risk score & carrier discount exchange
Your maintenance history, sensor coverage, serialized assets and permit records roll into a 0–1000 score with a projected premium credit range, an underwriting risk pack PDF, and a revocable read-only audit link a carrier can open without an account.
IoT telemetry & disaster blackbox
Connect leak, freeze, smoke and power sensors and Aegis keeps a rolling black box. When a pipe bursts or the power drops, the minute-by-minute readings around the event are preserved as claim evidence rather than lost in an app.
Municipal permits & grandfathered code archive
Archive permits with issue, final and code-edition dates, then export a one-click exhibit showing the work was permitted and to which code edition — the argument that wins ordinance-and-law disputes.
Aerial & post-disaster damage analysis
Store a baseline aerial capture and the post-loss one, wipe between them, have damaged areas tagged and ranked by severity, and export the pair as a labelled exhibit.
Cash, rebuild and the lender
After a loss the fight is usually about money moving — how fast, through whom, and on what proof.
Parametric emergency liquidity & ALE card
Arm a measurable trigger before the event — gust speed, quake magnitude, wet minutes, outage hours. When the reading clears it, an advance is sized from your daily living cap and policy limit, issued to a loss-of-use card with a spend ledger and an ALE advance packet PDF.
Vetted restoration & reconstruction escrow
Collect and compare contractor bids on one tender board, then release funds in phases through a draw ledger tied to ACV/RCV holdback logic, so nobody is paid ahead of finished work.
Mortgagee loss-draft expediter
Track each stage of the lender's endorsement and inspection process and generate the proof package the loss-draft department asks for, so the rebuild check isn't sitting in an escrow queue.
Warranty & wholesale replacement hub
Price service plans against an item's recorded value and age with the break-even shown, and compare wholesale, distributor, refurbished and open-box routes on landed cost against the retail figure a settlement pays.
Digital twin & real-estate escrow transfer
When the house sells, hand the buyer the building records — fixtures, appliance serials, warranties, manuals, permits — with the room layout intact, the escrow officer on file, a 7-step closing checklist and automatic buyer acknowledgement. Nothing personal transfers.
Keeping the file current without the work
A home file only helps if it still matches the house. Most of that upkeep is automatic.
Receipt inbox
Forward a purchase confirmation to your personal Aegis address. The merchant, date, total and line items arrive parsed but unconfirmed — edit anything read wrong, approve all or just the lines you want, and duplicates are caught before they land.
Importer and account sync
Bring in an existing spreadsheet, PDF inventory or appraisal, or connect a POS or accounting account so new purchases flow in on a schedule with conflict resolution when records disagree.
Freshness checks
Aegis flags items whose scan, value or condition record has gone stale and tells you which rooms need a pass — instead of you rediscovering it during a claim.
Borrowed-item loan ledger
Lend anything from any inventory with the borrower's name, the date and time out and a due date. Close the loan manually, by printed QR tag or by photographing the item on return, with due-date reminders and a full history per item.
Valuation you can defend
A number without a source is an opinion. Every Aegis value shows where it came from and when.
Live market lookup
Replacement cost is checked against current market listings and pricing, and the value is stored with the source it came from and the date it was read.
Published index refresh
Between lookups, values are carried forward using published US price indexes refreshed monthly, so jewelry, art and household goods do not sit at a purchase price from years ago.
Actual cash value modeling
Aegis models depreciation on published service lives per category, so you can see replacement cost and actual cash value side by side — and argue the difference with a method, not a guess.
Reports & handoff
One place to build the packet, and a safe way to hand it over.
Reports hub
Every claim document in one searchable index — adjuster PDF, Xactimate-ready CSV, sworn marine proof of loss, vehicle total-loss packet, spoilage sheet, loss-of-income ledger and the subrogation pack — filterable by home, marine, vehicles, business or subrogation.
Saved filter presets
Save the exact filter set behind an export set and re-run the same Home, Marine, Vehicle, Business or Subrogation package next time in one click.
Export activity timeline
See who downloaded what, when, and which filter set produced it — useful when several people are working the same claim.
Signed, time-limited share links
Hand a completed export to an adjuster or vendor through a passcode-protected link that expires on its own and can be revoked at any moment.
New in Aegis
Protection that works before the loss
Four systems that use your own home file — plus live weather data and published industry figures — to head off the claim, or to make it painless when it comes anyway.
Asset health & failure radar
Aegis scores your water heater, HVAC, roof and appliances against published service lives and warns you before the failure becomes a claim.
See your asset healthFreeze-warning watch & shut-off plan
Aegis watches the National Weather Service alert feed for your ZIP and warns you the moment a freeze or hard-freeze warning lands, with the shut-off steps and the vendor automation to arm. Aegis does not control your valve — it tells you when to act and links the setup guide for your device.
Set up the watch ruleEmergency loss certificate
A room-by-room certified loss total and a pre-written Additional Living Expense advance letter, ready for your adjuster the same day.
Open recovery toolsCross-carrier rate optimizer
Model your documented inventory against published average rate bands from the largest national carriers and see where your limits and credits fall short.
Compare coverageBuilt on real data: NOAA / National Weather Service · Insurance Information Institute · InterNACHI / NAHB. Lifespan and loss figures are published category averages, and carrier comparisons are illustrative estimates — never quotes.
Settlement & compliance toolkit
The paperwork side of a claim, handled
Claims are won on documentation. These tools turn your catalog into evidence an adjuster, a contractor and your own family can all work from.
Valuation you can defend
Every item carries a plain-English audit trail: receipt on file, published category index applied, or your own estimate — so an adjuster can follow the same steps you did.
See a valuation trailFast-track claim triage
Aegis scores how complete your documentation is and tells you which lines are ready to settle quickly and which still need proof.
Check claim readinessDeductible simulator
Move one slider and see what a $10k, $50k or total loss actually pays after your deductible and sub-limits — in plain language.
Run a loss scenarioContractor payout milestones
Split an accepted bid into milestones with written release conditions and a timestamped approval record, so you can show your carrier exactly what was paid and why. You pay from your own bank — Aegis keeps the paper trail, never the money.
Set up milestonesDocument abstraction
Upload a lease, mortgage rider or policy and Aegis pulls the clauses that matter — coverage duties, notice windows and repair obligations.
Abstract a documentDelegate & family access
Invite a spouse, adult child or executor with a scoped role, so the household is never locked out of the record when it matters most.
Invite a delegateHome health certificate
A printable upkeep record showing completed maintenance and safety checks — useful at renewal, at claim time and at resale.
Print your recordAsset distribution chart
See exactly where your value sits by category, and click a slice to filter your rooms to the items driving that exposure.
View your mixQuiet extras
Small things that save you money and time
None of these add clutter to your day. They sit out of the way until the week you actually need them.
Emergency assistance links
Recovery Mode keeps a quiet drawer with the Red Cross shelter finder, the SBA disaster loan application and your state insurance commissioner's consumer hotline. These are outside government and non-profit programs — Aegis links you there, it never files for you.
See Recovery ModeCarrier discount opportunities
Log a preventative service — water heater flush, roof inspection, HVAC tune-up, dryer vent, gutters — and Aegis flags that dated service record as something to bring to your annual policy audit. It's a discussion starter for your renewal review, not a guaranteed discount.
Open your maintenance logVehicles, RVs & recreational fleet vault
Cars, campers, motorcycles, boats and trailers are excluded from a homeowners policy. Log each one with its VIN or hull number, its own auto or marine carrier, a dated odometer photo, a ten-second walkaround video and an aftermarket upgrade ledger. After a storm, Aegis prints two separate packets — the vehicle for the auto insurer, the belongings that were inside it for homeowners Coverage C — plus a flood waterline assessment and a total-loss valuation packet to answer a lowball offer.
Open the fleet vaultMoving & packing mode
Tag cataloged items to box numbers and print QR labels for the boxes. Helpers or a buyer scan a label into a passcode-protected box list you can expire or revoke — item names and box numbers only, never values, serial numbers, photos or addresses.
Try moving modeThe work you would never do by hand
A spreadsheet of belongings goes stale in a month. These are the parts of Aegis that keep your home file accurate, provable and current without you maintaining it.
Carrier discount finder
Aegis scans your catalog for monitored alarms, water shutoffs, smoke and freeze sensors, then prints a Carrier Premium Discount Worksheet you can bring to your agent — many insurers offer 5-15% off for verified monitored systems, and this gives you the paperwork to start that conversation.
Settlement Negotiation Assist
When your insurer sends a settlement offer, upload it and Aegis compares each line item against your cataloged replacement values — flagging anything paid below what you documented, so you know what to push back on before you sign.
Pre-Loss Alerts
Aegis monitors severe weather watches for your area — wildfire, hurricane, flood — and sends a reminder to update your vault before a loss happens, not after. Alerts come from the National Weather Service for your ZIP.
Legacy & beneficiary delegation
Assign heirs to individual heirlooms and export an Estate Distribution Report with per-item SHA-256 proof hashes your attorney can attach to a will or trust.
1-click property transfer at sale
Selling the house? Hand the buyer the fixtures, appliance logs and warranties with a passcode-protected link — your personal belongings stay yours.
3D digital twin walkthrough
Place your belongings on a room floor plan and walk an adjuster through the space, item by item, instead of describing it.
Retroactive photo reconstruction
Point Aegis at photos you already have — birthdays, holidays, listing shots — and it pulls out the belongings visible in the background to backfill your catalog.
Email receipt & invoice capture
You get your own private Aegis inbox address. Forward a receipt or connect Gmail or Outlook and the purchase, price and PDF land in your vault on their own.
Order sync from where you shop
Online orders are matched to items and values automatically, so the things you bought this year are documented before you think about it.
Live inflation & collectibles revaluation
Replacement costs drift with the market. Aegis re-values your catalog over time so your coverage gap reflects what things cost today, not what you paid.
Proof-of-power badge
Connect smart-home data and Aegis records that power, heat or water was working before the loss — the detail adjusters question most in freeze and outage claims.
Theft claim documentation
Start a damage claim or a theft claim. The theft path captures the discovery date, location and police report reference, attaches the report, and flags stolen items with no serial on file.
Evacuation & grab-first list
A calm, ranked list of what to take and what to photograph on the way out, built from the values already in your home file.
Landlord & tenant baselines
Snapshot a unit at move-in and again at move-out, then compare the two side by side — a documented record instead of an argument.
Aegis Verified QR asset labels
Print label sheets with opaque QR codes that prove an item is documented without exposing anything about your home to whoever scans it.
Storage unit & off-premises vault
Track rented units and mini-warehouses with lease facts, gate codes and a security checklist, watch the 10% off-premises sub-limit on your policy, print bin and tote QR labels, and export a break-in claim pack.
Maintenance defense log
Log every service date, provider and receipt, then download a chronological Maintenance Defense PDF — the record that answers a wear-and-tear or neglect denial.
Police & pawn shop dispatch sheet
Flag any item stolen and print a one-page verification sheet with make, model, serial, distinguishing marks, value and photos — ready for the officer taking your report or a pawn broker running a check.
Crew & jobsite tool custody
Commercial equipment carries a custody status — in storage, assigned to a crew member, or on a jobsite — so a missing tool has a documented chain instead of a shrug.
See it work before you sign up
Rather than tell you how it works, here is the actual flow — from photographing a TV to handing an adjuster a numbered packet.
Photograph it, and the fields fill themselves
The scanner reads the object and any visible receipt, then proposes a name, category and replacement cost. You correct what is wrong and move to the next item — roughly ten minutes for a first room.
Try the Scanner Demo
Tap the sample photo and watch Aegis draft the item card for you.
The drafted item card will appear here — name, category and estimated replacement cost, ready to confirm.
See Aegis in action
Two and a half minutes, narrated, captions on. Every feature in the order you would actually use it — from cataloging a room to pushing back on a low settlement offer.
Aegis guided tour
Cataloging a room, the Vault, multiple properties, the coverage radar, early warnings, proof that equipment worked, recovery packs, settlement rebuttals, the loss ledger, contractor screening, FEMA relief and the security around it all.
2 minutes 37 seconds · sound optional · the written steps below cover the same ground.
Keyboard: Space or K play and pause · ← → seek 5 seconds (hold Shift for 10) · C captions · M mute · Home and End jump to the start or end.
Chapters
Who this is for
Built for working households, not asset managers
Almost nobody keeps the receipt for a couch bought six years ago. That's the real reason people lose the argument with an adjuster — not carelessness, just life. Insurers pay on evidence, and evidence is exactly what an ordinary week doesn't leave time to gather.
Aegis was made for the person doing this after a shift, between school runs, or the week a hurricane cone shows up on the news. It won't insure you and it won't pay your claim. It makes sure that on your worst day, you can prove what you had and what it was worth.
Renters and first-time owners
You don't need a mansion to be underinsured. A bed, a couch, a laptop and a closet already add up to more than most policies assume.
Families on one income
The difference between a guessed claim and a documented one is rent money — not a rounding error on a spreadsheet.
Storm, fire and flood country
Documenting a home takes calm and daylight. Aegis is built to be finished before the season starts, not during an evacuation.
Anyone short on time
Ten minutes with the phone already in your hand, one room at a time. Stop and pick it back up whenever you can.
What that means in practice
- No appraiser, no inspector, no paid consultant required
- Plain language — no policy jargon you have to decode
- Works on the phone you already own, offline packet included
- Your home file stays yours: exportable and deletable any time
- A free tier that genuinely documents a room, not a teaser
Reading this on a small screen or with low vision? Turn on larger text or high contrast — and see our accessibility and inclusivity commitment.