Every feature, and where to find it

quick stats, vault health, coverage radar, deadline reminders, hazard alerts, recalls and seasonal hardening in one view

room grid and room detail, add items manually with quantity and line totals, edit, and bulk CSV import

point-and-shoot item scan, receipt OCR, whole-room sweep and video sweep that reads makes, models and values for you

rebuild a lost inventory from old phone photos — AI reads each picture and drafts the items it finds

policies, declarations pages, deeds, appraisals and receipts behind step-up re-authentication, with AI document abstracts

warranty expiry tracking, manuals and quick specifications for appliances

import CSV, XLSX and PDF exports from QuickBooks, Excel, Square, Toast or Clover with smart column mapping, plus scheduled connector syncs

several homes on one account, a property switcher, move-in baselines and property comparison

off-premises inventory, lease dates, condition snapshots and the 10% off-premises sub-limit warning

lend anything from any inventory with borrower name, date and time out and a due date, then close the loan manually, by printed QR tag or by photographing the item on return — full history per item, CSV export

cars, RVs, boats and trailers with the in-vehicle contents splitter, aftermarket endorsement vault and flood waterline documenter

keys, locks, access hardware and where every utility shutoff lives

upkeep history with receipts and photos, used to defend a claim against a wear-and-tear denial

category-level coverage risk, sub-limit checks, rebuild cost inflation and deductible simulation

wildfire, flood, wind and hail exposure for your exact address, with alert notices

a 0–1000 underwriting score from your maintenance, sensor, serial-number and permit records, with a projected premium credit range, an underwriting risk pack PDF and a revocable read-only carrier audit link

smart water shutoff valves, refrigeration probes, freeze detectors and power monitors with simulated test events and a timestamped mitigation exhibit that answers a failure-to-mitigate denial

post one rebuild scope, compare contractor bids line-for-line against the carrier estimate with IICRC, bond and licence checks, then release phased escrow draws with the ACV/RCV holdback split and photo proof per phase

track the servicer loss-draft file stage by stage — endorsement, package, inspections and each disbursement — with proof attached and a packet PDF showing what is holding your money

arm a measurable trigger before the event — gust speed, quake magnitude, wet minutes, outage hours — then draw a tiered advance against your loss-of-use limit and log every hotel night and meal on a card ledger that reconciles claimable from own-cost spend

price service plans against an item's recorded value and age with the break-even shown, and compare wholesale, distributor, refurbished and open-box replacement routes on landed cost against the retail figure a settlement pays

store baseline and post-loss aerial captures, wipe between them, have every damaged area tagged and ranked by severity, and export the pair as a labelled claim exhibit

archive permits with issue, final and code-edition dates, then export a one-click exhibit proving the work was permitted before the date of loss

AI reads roof, siding and vegetation exposure from an exterior or aerial photo

live market pricing checked per item and stored with its source and the date it was read, published US price indexes refreshed monthly between lookups, and actual cash value modeled on published service lives so replacement cost and depreciated value show side by side

finds discounts you already qualify for — alarms, water sensors, roof age, bundling — and drafts the attestation

a dynamic seasonal task list that reduces the loss your policy has to pay for

CPSC recall matching against your cataloged items, plus home safety automations

first-72-hours protocol, duty-to-mitigate log, contractor anti-scam screener and COI / lien waiver vault

120-second video sweep and burst photos that record with no signal, held on your device and synced to the vault when the connection returns

hotel, meals and mileage tracking against your loss-of-use limit

spoiled food and medication claims, tree and debris removal cap auditing and generator run-time records, with photo evidence

AI compares before and after photos to describe damage room by room

theft intake, police report and pawn-shop dispatch sheets, serial registry reporting

AI reads the adjuster's estimate line by line, builds a supplemental demand with an evidence gallery, and tracks depreciation holdback

AI parses contractor bids and matches them line-for-line against the estimate

compares the specification you documented before the loss against the replacement your carrier priced, names every attribute mismatch and drafts the supplement letter

log a denial letter and Aegis answers the provision it cites with your own documented record, indexes the exhibits and tracks the appeal window

fingerprints every stored photograph and document with a first-seen date, then re-verifies on demand to prove nothing was created or altered after the loss

forwarded email receipts arrive parsed but unconfirmed — correct anything read wrong, then approve it into your catalog

the shared adjuster link now carries inventory, logged denials and the proof ledger, and the reviewer can accept or question each line back to you

open a watch for an inbound storm, fire or freeze and work the hazard-specific pre-loss checklist so condition evidence is timestamped before impact

CSV, PDF and ZIP claim packets with photo appendix, plus time-limited adjuster share links

one searchable index of every claim document, filterable by home, marine, vehicles, business and subrogation: the adjuster report PDF, Xactimate-ready CSV, sworn marine proof of loss, marine schedule CSV, vehicle total-loss valuation packet, aftermarket stated-value schedule, spoilage loss sheet, loss of income ledger and the subrogation / non-owned property pack

save a filter set so the same export package can be re-run in one click, see who downloaded what and when in the export activity timeline, and hand a finished download to an adjuster or vendor through a signed link that expires on its own

federal disaster declaration matching and a FEMA-ready evidence bundle

go-bag list, evacuation routes, and emergency delegate (ICE) links that show only what a helper needs

a dated log of every call, email and letter with your carrier and adjuster

facilities, areas, commercial asset register and industry presets for restaurants, food trucks, salons, clinics, shops and trades

AI reads equipment plates, models and serials, with bulk re-scan for the register

leases, permits, certificates and inspections read by AI for dates, limits and obligations

business interruption worksheets, crew custody tracking and a self-contained offline recovery pack

invite managers and staff, scope them to facilities, and gate bulk AI operations

license and premises verification that puts a verified gold badge on the workspace

set up each venue with zone presets and clone guest rooms in bulk, log perishable stock batches, then when power or a storm hits, start the outage clock and temperature log — that record becomes your spoilage loss sheet and, for rooms taken offline, your RevPAR room-night loss of income ledger on /hospitality/claims

classify every asset as owned, leased or vendor/third-party, attach the lease agreement and the vendor's certificate of insurance with an expiry warning badge, and watch your leased exposure total — that classification is what splits the claim into owned and non-owned exhibits so two carriers cannot argue over whose equipment it was

generate the venue exhibits an adjuster asks for: the spoilage loss sheet with the outage timeline, the room manifest, the room-night loss of income ledger, and the segregated subrogation and non-owned property schedule naming the insurer of record for every leased or vendor asset — send the spoilage sheet with the first notice of loss and the subrogation schedule as soon as third-party gear is involved

record the Construction, Occupancy, Protection and Exposure detail a commercial carrier prices your premium from — roof type and age, framing, plumbing, panel amps, kitchen size and dining capacity, ANSUL tag date, alarm monitoring, hydrant distance, flood zone and seismic rating — then export an underwriter-ready COPE packet PDF your broker takes into renewal, with the rate-credit talking points spelled out

when a shingle, tile, carpet or stone slab is discontinued, a spot repair leaves a visible mismatch — record the damaged run and the full continuous surface, flag the discontinued material, and the engine cites your state's uniform appearance rule and prices the whole surface into a statutory matching mandate exhibit

price every closed day: average daily revenue less the variable cost you saved, the waiting period deducted, the key staff you kept on the payroll ledger with their benefits load, and temporary pivot spend like commissary rental or mobile refrigeration — then export the business interruption and key payroll loss schedule as CSV or PDF, screened against your BI limit

cross-references catalogued appliances, electronics and RV gear on brand plus model number, and the vehicle, RV and vessel fleet on make, model and year, then shows the hazard, the free manufacturer or dealer remedy and a VIN lookup link — handled alerts stay on file as part of your maintenance record

one portfolio schedule your broker can bind from: every location with building replacement cost, contents, business income and construction detail, synced from your properties and facilities, health-checked for missing values, and exported as an Excel SOV or PDF

the carrier holds back depreciation until you prove replacement — this matches your receipts and replacement proofs against each depreciated line item, runs the 180-day incurred-loss countdown, and exports a formal demand for the withheld balance

reads the same loss schedule two ways — everyday wording with a three-step 'what this means for your wallet' breakdown, or the carrier register with Xactimate selector codes, LKQ material grades, ISO peril wording, per-line denial-risk badges and your state's statutory citation — then exports the sworn statement in proof of loss

flags damage that appears within 90 days of vendor work, keeps the certificate of insurance and job record beside it, and drafts a liability tender notice so the loss goes to the contractor's carrier instead of your deductible

a six-point guided defensible-space and storm-hardening walk with GPS and photo verification at each station, producing a dated mitigation certificate for your carrier's wildfire or wind credit

tools, event rigs and mobile kitchen gear flagged as on-premises or in transit with job site, vehicle and holder recorded, watched against the property policy's off-premises sub-limit and exported as an inland marine floater schedule

record the measured waterline and the elevation of every damaged element so a hurricane loss splits arithmetically between the wind carrier above the line and the flood carrier below it, exported as a bifurcation exhibit both adjusters can verify

segregates a leased space into landlord base building shell, tenant improvements permanently affixed, and moveable trade fixtures, cites the lease clause for each line and exports a segregated dossier so no carrier can point at the other

logs the exact minute power dropped and returned, the utility provider and ticket number, the outage scope and the temperature log, then attaches the perishable stock that was on hand and exports the spoilage claim exhibit with photo evidence

co-branded dashboard, client leads, book-of-business rollup and license or office verification

bulk or custom voucher codes gifted to clients, with redemption tracking

redeem a sponsored voucher from a realtor, broker or estate planner

profile, two-factor authentication, passkeys, trusted devices, recovery codes, activity log with CSV export, data export and account closure

a one-click scanner self-test that reads a sample receipt or photo and reports the parsed values and source model, plus every AI scan run with model, trigger and changes, stale-scan freshness flags, and CSV or PDF export

choose how long scan records are kept (30, 90 or 365 days), turn on discard-raw so the original capture is dropped once the parsed values are saved, and read a redacted audit view with provider internals masked

the checklist that shows how claim-ready your file is, and what to do next

a shareable verification link proving your inventory exists and when it was sealed, without revealing its contents

beneficiary transfer protocol, heirloom audio records and property transfer packets